Property Damage Insurance Claim Disputes Attorney in Miami and Florida

Residential & Commercial Property Damage Insurance Claim Disputes

Property Damage Insurance Claim Attorney in Miami >> If your property sustains damage due to fire, water leaks, mold, hurricane / windstorm, or vandalism/theft it can be disastrous. The cost of repairs can be overwhelming, it may take a long time to effectuate those repairs, and depending upon the extent of the damage, you may even be forced to even leave your property. The goal for most property owners is to repair their property as soon as possible and move on with their lives. Policy holders justifiably look to their property insurance companies to accomplish this goal. Why else would they pay insurance premiums?

However, for many policy holders the property damage insurance claim process can be more frustrating than the property damage itself. Countless horror stories exist where the insurance company:

1.- Blames the damage to property on something the property owner did or did not do, and tries to avoid paying insurance benefits on that basis;

2.- Informs the property owner that part of their claim is covered under the policy, but that the insurance company will not pay anything because the insurance company’s estimate of the damage to the property is less than the policy holder’s deductible;

3.- Requests voluminous and irrelevant personal financial records from the policy holder as part of the insurance company’s investigation;

4.- Refuses to respond to the policy holder or to render a final claims decision for months; Or

5.- Otherwise denies any coverage for the claim based upon confusing policy language, which is not relevant to the claim.

In Florida the property damage insurance claim process is governed by the terms, conditions, exclusions, endorsements, and limitations of the policy holder’s property insurance policy, as well as a body of state statutes and thousands of judicial decisions which interpret the application of those statutes to each claim. Your property insurance company is familiar with these laws and will use them to their advantage in their investigation and adjustment of your property damage claim. Further, your actions and inactions with respect to your property insurer’s adjustment and investigation of your property damage claim may detrimentally impact your recovery of claim benefits from your insurance company.

That is why you need an experienced and aggressive property damage insurance claim litigation attorney to help you navigate the complicated insurance claim process and obtain just compensation for your property damage claim efficiently and quickly, especially if your property damage claim is denied or underpaid by your insurance company. I personally investigated, litigated, and successfully resolved hundreds of residential and commercial property damage insurance claims in Florida involving tens of millions of dollars and on behalf of some of the largest property insurance companies in Florida and the world. This is my specialization, and the focus of my practice.

Consequently, I am intimately familiar with the tactics employed by property insurance carriers in investigating, delaying, underpaying, and defending against property damage insurance claims, as well as the law underlying them. Allow me to use that knowledge and experience to help you obtain just compensation quickly and efficiently for your property and your business. Contact me now for a free case evaluation. All property damage insurance matters are handled on a contingency basis, so you will pay me nothing unless and until we recover money from your insurance company via settlement or judgment. No recovery, no fees or costs.

free consultation

I’ll review your case, advise you on the law, answer your questions, and provide you with an effective strategy to achieve your stated goals.

TESTIMONIALS

Alan Palma ESQ has been nothing short of extraordinary. Mr. Palma has assisted me with two insurance claims and actually took over my first claim from a large attorney office. It had been about eight months with the previous attorney's office with no returned phone calls no updates, mismanagement of my file. Once I retained Mr. Palma he went to work immediately and had my case settled in 30 days. He is very knowledgeable, professional, extremely efficient and well connected in the legal community. What set's Mr. Palma apart is his ethics and his ability to really give personal attention to your file and case. He really cares and has a passion for the rule of law. I would highly recommend Mr. Palma for any of your legal needs.”

Michael Mann

Alan Palma, Esq. helped us with an insurance claim. Even though it was a relatively minor amount, he treated us like a million dollar client. He explained the process perfectly and worked diligently to get us compensated for our loss after hurricane Irma. Although we hope we won't need future help, we know who we will call if we do - Alan.”

Ron & Becky S.

After nearly 8 months of making very little headway with our insurance company, we hired Alan Palma to help us bring our claim to a resolution. Mr. Palma thoughtfully explained everything to us in a way that we could understand, and he immediately took action with our insurance company. We never had to call him for updates because he was regularly in touch with us to tell us what was happening and what was coming next. It didn’t take long for Mr. Palma to get our insurance company moving, and he was successful in negotiating a settlement that adequately compensated us for our losses. We hope to never have to file a claim with our homeowners insurance company again, but if we do, we will most certainly involve Mr. Palma right from the beginning.”

Blake Drew

I had a long-term problem getting the deposit back from a dishonest landlord. Alan not only effectively recovered my deposit but also conducted the case in a very professional and completely stress-free way. He was always opting to solve the issue in a peaceful way, keeping the court as a critical option. I was regularly informed about all news and decisions. The case was ended successfully in a very short period of time. I strongly recommend Alan’s service, and I will definitely contact him in case of any future legal issues!”

Paulina Czaja

I would encourage anyone to retain or refer Alan Palma cases unconditionally as I’ve never had the pleasure of working with a more professional, respectful, ethical, and hard-working attorney in my life. He has represented me, my friends and family in countless cases with integrity, delivering exceptional results in business transactions and in court at cost-effective rates. You absolutely will find no better attorney, advocate, or human being than Alan Palma.”

Zachary Cohen

Alan Palma is one of the best attorneys that has represented my interests. He is professional, knowledgeable, and highly responsive. He takes my cases as if it were a personal attack on him. I highly recommend Alan Palma.”

Danielle

Property Damage Insurance Claim Disputes Attorney in Miami and Florida

Residential & Commercial Property Damage Insurance Claim Disputes

free consultation

I’ll review your case, advise you on the law, answer your questions, and provide you with an effective strategy to achieve your stated goals.

TESTIMONIALS

Pursuant to Rule 4.713(b)(8) of the Rules Regulating the Florida Bar, prospective clients may not obtain the same or similar results as those expressed in the foregoing testimonials

PRACTICE AREAS

Business Interruption
Claim Disputes

Error & Omissions Disputes /
Directors & Officers Disputes

Bad Faith Litigation

Commercial Litigation

Home

Practice Areas

Contact

Property Damage Insurance Claim Disputes Attorney in Miami and Florida

Residential & Commercial Property Damage Insurance Claim Disputes

free consultation

I’ll review your case, advise you on the law, answer your questions, and provide you with an effective strategy to achieve your stated goals.

TESTIMONIALS

Pursuant to Rule 4.713(b)(8) of the Rules Regulating the Florida Bar, prospective clients may not obtain the same or similar results as those expressed in the foregoing testimonials

PRACTICE AREAS

Business Interruption Claim Disputes

Error & Omissions Disputes / Directors & Officers Disputes

Bad Faith Litigation

Commercial Litigation

Home

Practice Areas

Contact

Business Interruption
Claim Disputes

Error & Omissions Disputes /
Directors & Officers Disputes